Recreational vehicle and pickup/camper loans

Get out of town and on the road with a motor home, camper or travel trailer financed at Alaska USA!

What kind of recreational vehicle (RV) can I finance at Alaska USA?

Alaska USA offers financing for new and used motor homes, travel trailers, folding camper trailers, pickup truck camper/trailer combinations and van conversions.

What is considered an RV or pickup/camper combination?

RVs include motor homes, travel trailers, folding camper trailers, pickup campers, fifth wheel trailers and van conversions if the unit has two or more amenities that are normally associated with recreational vehicles.

Pickup/camper combinations include pickup fifth wheel trailers, pickup/hard-shell travel trailers, and pickup/slide-in campers. The trailer or camper must contain two or more permanently affixed amenities (for example: refrigerators, sink, furnace, or cooking facilities). Park models or mobile homes are not eligible for financing.

How much financing can I get?

On approval of credit new RVs and pickup/camper combinations, typically 70% of the lesser of purchase price or Manufacturer's Suggested Retail Price.

On approval of credit used RVs and pickup/camper combinations, typically 70% of average retail value listed in the Pacific Northwest edition of the National Automobile Dealer Association (NADA) Recreational Vehicle Guide.

Higher percentage of financing maybe available for qualified applicants. Alaska USA also uses public market information to assist in the valuation process.

What are the interest rates for RV and pickup/camper combination loans?

For current rate information, visit www.alaskausa.org or call the Member Service Center.

What kind of repayment terms is available?

Terms depend on the amount of your loan, up to:

180 months - RV loans

120 months - pickup/camper/trailer combinations

84 months - conversion van

For larger RV loans, you can keep your monthly payments even lower by qualifying for a 20-year amortization with a balloon loan payment option.

The RV I'm interested in is older. Can I still get financing?

It depends on the model year of your vehicle, how long you need to finance it, and how you intend to use it.

RV - the age of the RV plus the term of the loan will not normally exceed 23 years.

Pickup/camper combinations - the age of the oldest item of the combination plus the term of the loan will not normally exceed 13 years.

Additional restrictions may apply if the RV or pickup/camper combination will be used for anything other than personal recreational purposes. If your intent is to use the RV as your primary residence of if Alaska USA determines your intent is to use the RV as your primary residence we may not be able to accommodate your loan request.

Exceptions may be considered for qualified applicants.

What kind of fees can I expect to pay?

You'll need to pay a fee for lien filing, but there is no application or origination fees.

How do I apply?

Apply online or by phone anytime! Visit www.alaskausa.org or call the Member Service Center. Or visit any Alaska USA branch location.

Qualification and closing are also available at participating dealerships in the Alaska USA dealer network in Alaska and Washington.

Highlights

Alaska USA finances new and used recreational vehicles, including motor homes, campers, trailers, pickup/camper combinations and van conversions.

Terms are available up to 180 months for RVs and 120 months for pickup camper combination

AKUSA 02379-I R01/15/10