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Consumer Loan Rates

Rates as of 3/11/2010

Learn about Alaska USA consumer loans and credit cards and how to apply.

Special vehicle loan rates available when you apply online!

Vehicle Loans

  Annual
Percentage Rate
Auto and Truck (new)
  6-24 Months 5.450% - 17.900%(1)
  25-36 Months 5.450% - 17.900%(1)
  37-48 Months 5.450% - 17.900%(1)
  49-60 Months 5.450% - 17.900%(1)
  61-72 Months 5.450% - 17.900%(1)
  73-84 Months 5.950% - 17.900%(1)
  85-96 Months 8.950% - 17.900%(1)
Auto and Truck (used)
  6-48 Months 5.450% - 17.900%(1)
  49-60 Months 5.450% - 17.900%(1)
  61-72 Months 5.450% - 17.900%(1)
  73-84 Months 5.950% - 17.900%(1)
  85-96 Months 8.950% - 17.900%(1)
Motorcycle and Off-road Vehicles
  6-72 Months 6.500% - 17.600%(1)
  73-84 Months 6.850% - 14.850%(1)
Recreational Vehicle (RVs)
  6-240 Months 6.750% - 13.000%(1,2)
Pickup Camper Combination
  6-120 Months 7.250% - 10.750%(1)

Other Secured

  Annual
Percentage Rate
Aircraft
  6-240 Months 7.050% - 10.050%(1,2)
Boats and Vessels
  6-240 Months 6.800% - 15.050%(1,2)
Pianos & Organs
  6-84 Months 9.450% - 14.450%(1)
Miscellaneous Equipment
  6-84 Months 9.450% - 13.450%(1)
Personal Computers
  6-48 Months 11.450%
Pledge of Certificates (Percent Above Certificate Rate) 2.000%
Pledge of Shares
  0-24 Months 2.750%
  25-60 Months 3.750%
  61-144 Months 4.750%

Credit Cards and Unsecured Loans

  Annual
Percentage Rate
Credit Cards
  Visa Platinum10.5%, 12.5%, 14.5%(1)
  Visa Platinum Secured 14.500%
  Extra Credit Contact Card Services
Credit Line (unsecured) 13.500%
Signature and Comaker
  6-36 Months 14.900%

(1) Interest rate is dependent upon the credit qualifications of the borrower(s).

(2) A balloon payment for the balance owed is due 180 months from the loan date.