Visa Platinum Credit Card
 Reward yourself with an Alaska USA Visa® Platinum Credit Card that combines a low fixed rate with reward points redeemable for travel and merchandise through ScoreCard™.
Visa Platinum highlights
- Use your card for all your shopping and your rewards will add up quickly! Earn one point for each dollar you spend on purchases.
- Count on a fixed rate of 10.5%, 12.5% or 14.5% (no penalty rates, and no rate hikes for late payments).
- Enjoy the same low rate on cash advances and balance transfers.
- No annual fee for Alaska USA checking account holders.
- Platinum-level benefits include rental car insurance, travel accident insurance, and 5% cash back dividends on travel arranged through the Travel Advantage Reservation Service.
Convenience
Account terms
This information is accurate as of February 2010, and is subject to change
upon written notice to cardholders. To confirm current features and costs,
contact Alaska USA Card Services at 563-7500, or (800) 525-9094 outside
of Anchorage and (800) 742-7084 for TTY/Hearing Impaired.
Visa Platinum Agreement 10.5% (PDF 106KB)
Visa Platinum Agreement 12.5% (PDF 106KB)
Visa Platinum Agreement 14.5% (PDF 106KB)
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| Annual Percentage Rate for purchases |
10.5%, 12.5%, or 14.5% |
| Same rate for purchases, balance transfers, and cash advances. Your fixed rate APR (one of the rates shown) will be assigned based upon credit review. |
| Grace period for purchases |
You have 25 days to repay your balance for purchases before being charged a finance charge |
| Balance calculation method for purchases |
Average daily balance (including new transactions) |
| Annual fee |
$50 (waived for Alaska USA checking account holders) |
| Minimum finance charge |
None |
| Transaction fee for cash advances |
2% of the cash advance amount ($10 maximum) |
| Monthly payment |
3% of the balance outstanding ($15 minimum) |
| Late Payment Fee |
5% of minimum payment due ($1 minimum) |
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