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Mortgage Loans

If you're planning to purchase a new home or refinance your existing home to reduce your payments or extract equity, a mortgage loan from Alaska USA is for you.

  • Easily view your Online Mortgage History
  • Prequalify for free and find out what you can afford before you shop.
  • Save money with competitive rates.
  • Manage your budget with flexible terms to meet your needs.
  • Find a program to fit your special needs...jumbo loans, special no-cash or low-cash closing options, high-ratio loans, loans for members who have experienced credit problems and first-time home buyer programs.

For members and non-members purchasing or refinancing a home in Alaska, California, or Washington, Alaska USA Mortgage Company offers all types of mortgages, including conventional, FHA, VA and AHFC, with fixed rate and variable rate options.

  • Apply online through Alaska USA Mortgage Company.
  • Apply by phone from the comfort and convenience of your own home and close at a title company or escrow service near you.
  • Get 30-minute loan approval and close in as little as seven days (on some loan types).