Alaska USA Privacy Notice
This privacy notice is sent annually to Alaska USA members, and provided on opening a new account.
You may download a pdf version of this notice.
You can also learm more about privacy on the Alaska USA website by visiting the privacy summary page.
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FACTS |
WHAT DOES ALASKA USA FEDERAL CREDIT UNION
DO WITH YOUR PERSONAL INFORMATION? |
Why? |
Financial companies choose how they share your personal information. Federal law gives
consumers the right to limit some but not all sharing. Federal law also requires us to tell you
how we collect, share, and protect your personal information. Please read this notice carefully
to understand what we do. |
What? |
The types of personal information we collect and share depend on the product or service you
have with us. This information can include:
- Social Security number and credit history.
- Credit scores and credit card or other debt.
- Transaction history and payment history.
When you are no longer our member, we continue to share your information as described in
this notice.
|
How? |
All financial companies need to share members' personal information to run their everyday
business. In the section below, we list the reasons financial companies can share their
members' personal information; the reasons Alaska USA Federal Credit Union chooses
to share; and whether you can limit this sharing. |
Reasons we can share your personal information |
Does Alaska USA share? |
Can you limit this sharing? |
For our everyday business purposes -
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
|
Yes |
No |
For our marketing purposes -
to offer our products and services to you |
No |
We don't share |
For joint marketing with other financial companies |
No |
We don't share |
For our affiliates' everyday business purposes -
information about your transactions and experiences |
Yes |
No |
For our affiliates' everyday business purposes -
information about your creditworthiness |
No |
We don't share |
For our affiliates to market to you |
No |
We don't share |
For nonaffiliates to market to you |
No |
We don't share |
Questions? |
Call 563-4567, (800) 525-9094 outside Anchorage, or go to www.alaskausa.org. |
Who we are |
Who is providing this notice? |
Alaska USA Federal Credit Union |
What we do |
How does Alaska USA protect my personal information? |
To protect your personal information from unauthorized access
and use, we use security measures that comply with federal law.
These measures include computer safeguards and secured files
and buildings. |
How does Alaska USA collect my personal information? |
We collect your personal information, for example, when you
- Open an account or use your credit or debit card.
- Apply for financing or give us your income information.
- Show your government issued ID.
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies. |
Why can't I limit all sharing? |
Federal law gives you the right to limit only
- Sharing for affiliates' everyday business purposes - information about your creditworthiness.
- Affiliates from using your information to market to you.
- Sharing for nonaffiliates to market to you.
State laws and individual companies may give you additional rights to limit sharing.
|
Definitions |
Affiliates |
Companies related by common ownership or control. They can be financial and nonfinancial companies.
- Affiliated companies include Alaska USA Insurance Brokers, Alaska USA Mortgage Company, Alaska USA Title Agency and
Alaska USA Trust Company.
|
Nonaffiliates |
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
- Nonaffiliated companies include credit bureaus, credit screening companies, and retirement account administrators
|
Joint marketing |
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
- Alaska USA does not share.
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