Checking Accounts

Alaska USA offers three consumer checking accounts to match your needs.

• Convenience Checking has no monthly maintenance fee when you have direct deposit.
• Relationship Checking provides convenient, free service when you keep a minimum balance of $500 in any associated share or loan account. The monthly fee is also waived if you are under 26 years old.
• Investor Checking offers full service, low cost, PLUS dividends on the total account balance each day the balance is at least $1,000.

Business members benefit from Business Checking, which saves money with fewer per-check fees, a low minimum deposit, and an opportunity to earn dividends.

Features & benefits

• See how much you could save with Alaska USA checking.
• Pay no monthly maintenance fee as long as your account meets the applicable direct deposit or minimum balance requirement.
• No per-check processing fees.
• Free ATM and Visa^® Check Card.
• Free electronic access to your accounts with UltraBranch^® service.
• Optional online Bill Pay, with no fees when you pay between 1 and 15 bills a month.
• Free automatic loan payments.
• No annual fee Alaska USA Visa credit card.
• Low cost personal check styles.
• Detailed monthly account statements.
• Overdraft protection available.
• Make deposits by mail.